Thamesmead Money Advice and Debt Help

Together Southwark supports a number of local projects

Erith and Thamesmead Debt Centre

The Centre was set up in partnership with Christians Against Poverty (CAP) to help people trapped in spiralling debt to become debt free. A group of churches make up the partnership with CAP. These are St Paul’s, Thamesmead (United Congregation CofE, Methodist and URC); Emmanuel Baptist Church, Thamesmead; North Heath Family Church (Non denominational); Belvedere Baptist Church, Welling Methodist Church, Christ Church Erith (CofE) and All Saints Belvedere (CofE).

Funding was provided by a Together Grant from CUF, a grant from Christians Against Poverty(CAP) and Diocesan, Deanery and individual pledges.

For more information about the project, please contact Ms Kath Andrews, the Centre Manager at

Just Finance Foundation

Our sister organisation the Just Finance Foundation has a vision of a fair financial system and addresses the issues of financial exclusion, distress caused by unmanageable money worries and debt, and the lack of practical knowledge around budgeting, saving and spending.

If you would like to learn more about the Just Finance Foundation please visit their website here.

Adult ed15 MAR17 275

Universal Credit

Universal Credit is a new type of benefit for people over 18 but under State Pension age who are on a low income or out of work. Universal Credit replaces the system of 6 main out-of-work benefits: Job Seeker’s Allowance (JSA), Working Tax Credit, Housing benefit, Income Support, Child Tax Credits and Employment and Support Allowance (ESA). Universal Credit is being rolled out gradually across the country, claims will not be coming in one go, but as and when claimants need to make a new claim for a legacy benefits.

Roll-out Timetable

The plan of the roll-out timetable was to start Managed Migration (i.e migration of All claimants of legacy benefits) in 2019 and complete UC roll out by December 2022 however, the full roll out of UC is likely to be delayed until December 2023 following UC reviews which have taken place and the subsequent re-adjustments.

You can check when the roll out will happen in you area by entering your postcode on the entitledto website.

Wondering where to start? Universal Credit Savvy resources would help your parish, group or local organisation and the people you assist to learn about the changes in more detail and be prepared. The roll out has already started to affect claimants in several ways. The Diocese of Southwark and Together Southwark produced a briefing in December 2017 which highlights the main issues claimants and organisations supporting them have faced.

Advice and information on money matters

For telephone advice, benefit calculations and grants to help you or people you support to get back on track you will find a wealth of information at Citizens Advice and Turn2us among others.

Mental Health and Debt advice from Moneysavingexpert.

If you need and further confidential help please contact Nelly our Development officer: